It provides cover to the building, its contents, fixtures & fittings, machinery and stock against fire and other specified risks, namely the Allied Perils.
- The basic cover is the cover against fire and lightning.
- In addition to the basic cover, the Fire & Allied Perils plan also covers other risks such as cyclone, flood, volcanic eruption, tidal wave, bursting or overflowing of water pipes, impact, burglary, riots and earthquake.